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New Jersey ZIP Codes
Monmouth County
Bradley Beach, NJ
07720
07720 ZIP Code — Bradley Beach, NJ
Monmouth County, New Jersey
ZIP code 07720 is located in
Bradley Beach ,
New Jersey ,
within Monmouth County .
It covers approximately 0.61 square miles and serves a population of
4,151 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 732/848 .
About ZIP code 07720
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $830,400. Owner-occupancy sits near the national average at 46%.
The gap between median ($89,967) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.
Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 07720 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.
07720 ZIP code map
View map of 07720
Cities in ZIP code 07720
Below are the cities the US Postal Service accepts for ZIP code 07720. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
4,151
Population density
6,805 / sq mi
State FIPS
34
County FIPS
025
Geography
Land area
0.61 sq mi
Water area
0.02 sq mi
Latitude
40.2019
Longitude
-74.0121
Timezone
Eastern (ET)
Area code
732/848
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
33.9%
24.4%
30.2%
$50k – $100k
25.1%
24.0%
26.7%
$100k – $200k
28.3%
31.1%
28.3%
Over $200k
12.7%
20.5%
14.8%
Demographics & statistics
$89,967
Median household income
$830,400
Median home value
$1,678
Median monthly rent
60.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 632 15.2% 18 and over 3,519 84.8% 65 and over 938 22.6% Median age 40.0 years
Race & ethnicity
Black or African American
0.1%
Group Count % White 3,543 78.1% Hispanic or Latino 383 8.4% Other race 304 6.7% Asian 167 3.7% Two or more races 133 2.9% Black or African American 4 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
33.9%
24.4%
30.2%
$50k – $100k
25.1%
24.0%
26.7%
$100k – $200k
28.3%
31.1%
28.3%
Over $200k
12.7%
20.5%
14.8%
Range % of households Under $10k 3.7% $10k–$15k 2.7% $15k–$25k 6.3% $25k–$35k 7.7% $35k–$50k 9.4% $50k–$75k 12.6% $75k–$100k 12.2% $100k–$150k 23.6% $150k–$200k 11.7% $200k+ 10.1% Median income $89,967
Housing
Housing overview
Metric Value Median home value $830,400 Median rent / month $1,678 Owner occupied 45.7% Renter occupied 54.3% Vacant 28.0% Single-family detached 48.9% Large apartment buildings 17.7% Mobile homes 0.0% Median rooms 4.2 Avg household size (owned) 2.11
Year built
Era % 2020 or later 0.0% 2010–2019 3.0% 2000–2009 10.6% 1990–1999 4.0% 1980–1989 6.7% 1970–1979 18.3% 1960–1969 5.1% 1950–1959 6.6% 1940–1949 11.5% 1939 or earlier 34.3%
Bedrooms
Size % of units No bedroom (studio) 2.9% 1 bedroom 26.8% 2 bedrooms 34.5% 3 bedrooms 23.0% 4 bedrooms 7.5% 5+ bedrooms 5.3%
Vehicles per household
Vehicles % of households No vehicle 10.9% 1 vehicle 40.8% 2 vehicles 41.8% 3 or more 6.5%
Heating fuel
Fuel type % Utility gas 76.9% Electricity 17.7% Propane / LP gas 2.4% Fuel oil 3.0%
Households & families
Household type Count % Married-couple family 686 35.7% Cohabiting couple 315 16.4% Male householder, no spouse 449 23.3% Female householder, no spouse 473 24.6% Households with children under 18 282 14.7% Households with seniors (65+) 671 34.9% Average household size 2.15
Marital status
Status Male Female Never married 52.7% 39.2% Married 37.0% 38.3% Separated 0.6% 0.3% Widowed 5.5% 12.3% Divorced 4.2% 9.9%
Education
Some college, no degree
11.2%
Graduate / professional
28.4%
Metric % HS diploma or higher 90.2% Bachelor's or higher 60.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 103 12.0% Elementary school 307 35.7% High school 180 21.0% College / grad school 269 31.3%
Employment
Industry of employment
Education & healthcare
20.6%
Professional & management
16.3%
Arts, food & hospitality
7.4%
Transportation & utilities
7.3%
Finance & real estate
2.6%
Public administration
1.9%
Occupation
Category % Management, business & arts 56.6% Service 9.7% Sales & office 19.9% Natural resources & construction 10.6% Production & transportation 3.1%
Employment type
Type % Private sector 84.0% Government 10.9% Self-employed 5.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 65.2% Carpool 3.3% Public transit 0.0% Walk 5.8% Work from home 22.1% Other means 3.6% Avg commute (minutes) 29.6
Poverty
Married-couple families
0.0%
Female-led households
34.0%
Income support
Source % of households Social Security 38.2% Retirement income 31.8% Supplemental Security 1.6% Cash public assistance 0.0% Food stamps / SNAP 4.8%
Health indicators
Condition % Obesity 22.9% High blood pressure 0.0% High cholesterol 0.0% Diabetes 8.2% Heart disease 5.4% Stroke 2.4% Asthma 9.2% Arthritis 20.2% Kidney disease 2.4% Pulmonary disease 5.2% Cancer 6.2%
Behavior / access % Smoking 11.8% Binge drinking 19.8% No physical activity 19.1% Less than 7 hrs sleep 34.2% Depression 18.0% Fair or poor health 10.7% Poor mental health 13.7% Poor physical health 8.2% No health insurance 12.9% Visited doctor (checkup) 73.1% Visited dentist 67.7% Cholesterol screening 0.0% Teeth loss 9.3%
Veterans & disability
Veterans Count % Civilian veterans 377 10.7%
Disability % Any disability 7.5% Under 18 4.9% 18–64 years 4.7% 65 and over 17.1%
Health insurance coverage
Type % Private insurance 68.8% Public insurance 39.1% No insurance 14.3% Uninsured under 19 19.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 4,109 99.0% Spanish 407 9.9% Other Indo-European 270 6.6% Asian & Pacific Islander 0 0.0% Other languages 137 3.3%
Place of birth & citizenship
Origin Count % Native born (US) 3,526 84.9% Born in same state 3,503 84.4% Born in different state 2,502 60.3% Foreign born 23 0.6% Naturalized citizen 625 15.1% Not a US citizen 325 52.0%
Ancestry
Ancestry Count % Italian 762 18.4% French 227 5.5% Arab 165 4% German 125 3%
Ancestry Count % Irish 103 2.5% Norwegian 39 0.9% English 15 0.4% Polish 12 0.3%
Technology access
Metric % of households Computer access 46.3% Internet access 93.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 07720
What city is ZIP code 07720 in?
ZIP code 07720 is primarily assigned to Bradley Beach, New Jersey.
What county is ZIP code 07720 in?
ZIP code 07720 falls within Monmouth County, New Jersey.
How educated is the population of ZIP code 07720?
61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 07720 have a large retiree population?
38% of households in ZIP code 07720 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 07720 have a large veteran population?
11% of civilians in ZIP code 07720 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 07720?
The median home value in ZIP code 07720 is $830,400.
What timezone is ZIP code 07720 in?
ZIP code 07720 observes the EST timezone.
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